Apply now!

Get Legal Fee Subsidy When You Refinance Your Loan




Request for Refinancing packages and analysis report

A detail report to compare your current loan with best refinancing packages. It will shows you how much interest you can save over the next 3 years. 

Around 1 week

Refinancing Loan Offer Contract

Mortgage team work tirelessly to prepare LO for your refinancing.

1 week from Submission of contract

Law firm starts conveyacing process

Law firm will serve notice to your existing bank to inform them your refinancing intention. Your existing bank will send your law firm a preliminary redemption statement, stating the preliminary calculation of the sum payable by you on the date of completion.

1 month from submission of contract

Appointment with lawyer

You make an appointment with your lawyers to sign the required documents. This includes the mortgage document.

After selecting suitable package,

It's time to fill up application form.

  • Identification documents
  • Loan and liability supporting documents
  • Income supporting documents
  • Documents to proof of HDB ownership
  • Documents to proof of property ownership/ occupation


At your convenience

Signing of Refinancing Contract

2 weeks from Submission of contract

Valuator proceed with formal valuation of property

After 3 months of notice

Completion day

Upon completion, your new bank will send you a notice on when your new monthly instalments will commence. You can then logon to your CPF account to set the amount to be used from your CPF to make payments.